Privacy Policy

Last Updated: November 30, 2025

Ekonix ("we," "our," or "us") operates the Ekonix mobile application (the "App"). This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our App.

Please read this Privacy Policy carefully. By using the App, you agree to the collection and use of information in accordance with this policy.

1. Our Privacy-First Approach

2. Information We Do NOT Collect

We want to be clear about what we do not do:

• No User Accounts: We do not require registration or collection of personal information such as your name, email address, or phone number.
• No Behavioral Tracking: We do not track which stocks you research, how long you spend in the App, or your usage patterns.
• No Analytics Services: We do not use third-party analytics SDKs (such as Google Analytics, Firebase Analytics, or similar services) that collect personal data.
• No Advertising: We do not display advertisements or use advertising identifiers.
• No Data Sales: We do not sell, rent, trade, or otherwise share your data with third parties for marketing or advertising purposes.
• No Location Data: We do not access or collect your location information.
• No Contact Access: We do not access your contacts, calendar, or other personal data on your device.

3. Information Stored Locally on Your Device

The App stores the following information locally on your iOS device using Apple's secure storage mechanisms (SwiftData and UserDefaults):

• Research Portfolio: Stock symbols you add to your research list
• Personal Notes: Any notes you write about companies
• Ratings: Star ratings you assign to stocks
• Custom Tags: Tags you create to organize your research
• App Preferences: Your settings and preferences within the App
• Disclaimer Acceptance: Whether you have accepted the App's disclaimer
• Subscription Status: Your subscription state (managed by Apple)

4. Information We Access

4.1 SEC EDGAR Public Data

When you search for a company or view financial data, the App retrieves publicly available information from the U.S. Securities and Exchange Commission's EDGAR database through our backend service. This includes:

• Company financial statements (revenue, earnings, assets, liabilities)
• Quarterly and annual filing data (10-Q, 10-K forms)
• Institutional investor holdings (13F-HR filings)
• Company identification information (CIK numbers, ticker symbols)

This information is already publicly available to anyone. We simply retrieve and present it in a visual format.

4.2 Network Requests

When using the App, network requests are made to our backend service. These requests:

• Contain only the stock ticker symbol you are researching (e.g., "AAPL")
• Do not contain personal identifiers such as your name, device ID, or Apple ID
• Do not contain your IP address in our application logs (though Cloudflare may temporarily process IP addresses for security purposes as described below)

5. Third-Party Services

5.1 Our Backend Infrastructure (Cloudflare Workers)

We use Cloudflare Workers to host our backend API that retrieves SEC data. When you make a request:

• Cloudflare may temporarily process your IP address for security, performance, and abuse prevention purposes
• We do not enable Cloudflare Analytics or tracking features
• We do not store or log IP addresses in our application
• Cloudflare's privacy policy applies to their infrastructure services: cloudflare.com/privacypolicy

5.2 SEC EDGAR

Financial data is retrieved from the SEC's EDGAR system. The SEC's privacy policy applies to their services: sec.gov/privacy

5.3 Apple App Store and StoreKit

If you download Ekonix from the Apple App Store or purchase a subscription:

• Apple processes your download, purchase, and subscription through their systems
• Apple's Privacy Policy applies to those transactions: apple.com/legal/privacy
• We receive confirmation of your subscription status from Apple but do not receive your payment details, Apple ID, or other personal information

6. Data Security

Since your research data is stored locally on your device:

• Your data is protected by your device's security features (passcode, Face ID, Touch ID)
• iOS encrypts data at rest when a passcode is enabled
• We recommend using a strong passcode and keeping your iOS version up to date
• If your device is lost or stolen, your Ekonix data is protected by iOS security

For our backend services:

• All communications between the App and our servers use HTTPS encryption
• Our backend does not store personal data
• SEC data is cached temporarily (up to 24 hours) to improve performance

7. Children's Privacy

The App is not directed to children under the age of 13 (or 16 in certain jurisdictions). We do not knowingly collect personal information from children. The App is intended for adults interested in financial research and investing topics.

If you are a parent or guardian and believe your child has used the App, please contact us. Since we do not collect personal data, there would be no data to delete, but we are happy to address any concerns.

8. International Users

8.1 Data Location

Our backend services are hosted on Cloudflare's global network. When you use the App, your requests may be processed by servers in various locations worldwide. However, since we do not collect or store personal data, there is no personal data transfer to be concerned about.

8.2 European Economic Area (EEA) Users - GDPR

If you are located in the European Economic Area, the following applies:

• Legal Basis: We process minimal data (stock ticker requests) based on our legitimate interest in providing the App's services and your consent to use the App.
• Data Minimization: We collect only the minimum data necessary (the ticker symbol you search for) to provide our service.
• Your Rights: You have the right to access, rectify, erase, restrict processing, data portability, and object to processing of your personal data. However, since we do not collect or store personal data on our servers, these rights apply primarily to data stored locally on your device, which you fully control.
• No Profiling: We do not engage in automated decision-making or profiling.
• Data Controller: Ekonix is the data controller for any data processing activities.

To exercise any rights or for questions, contact us at support@ekonixlab.com.

8.3 California Residents - CCPA

If you are a California resident, the California Consumer Privacy Act (CCPA) provides you with specific rights:

• Right to Know: You have the right to know what personal information we collect. As described in this policy, we do not collect personal information.
• Right to Delete: You have the right to request deletion of personal information. Since we don't collect personal information on our servers, you can delete local App data by deleting the App.
• Right to Opt-Out of Sale: We do not sell personal information to third parties.
• Non-Discrimination: We will not discriminate against you for exercising your CCPA rights.

To exercise any rights, contact us at support@ekonixlab.com.

9. Data Retention

• Local Device Data: Retained until you delete the App or manually clear the data
• Backend Cache: SEC data is cached for up to 24 hours, then automatically refreshed
• Server Logs: We do not maintain application logs containing user data

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by:

• Updating the "Last Updated" date at the top of this policy
• Providing notice through the App for significant changes

We encourage you to review this Privacy Policy periodically. Your continued use of the App after changes constitutes acceptance of the updated policy.

11. Your Choices and Controls

• Delete Your Data: Delete the Ekonix app from your device to remove all locally stored data
• Manage Subscriptions: Manage or cancel your subscription through iOS Settings > Apple ID > Subscriptions
• Contact Us: Reach out with any privacy concerns or questions

12. Contact Us

If you have any questions about this Privacy Policy, our privacy practices, or wish to exercise any rights, please contact us:

Email: support@ekonixlab.com

We will respond to your inquiry within a reasonable timeframe, typically within 30 days.

13. Legal Disclaimer

Ekonix is a tool for research and educational purposes only. The financial data displayed is sourced from public SEC filings. We are not registered investment advisors, and nothing in the App constitutes financial, investment, or legal advice. Please consult with qualified professionals before making investment decisions.

By using Ekonix, you acknowledge that you have read and understood this Privacy Policy.